Set For Life is a draw-based lottery in the UK, where winners receive monthly payments instead of a single jackpot. Here, we break down real player statistics, explain what the odds mean, and give you an honest look at how the game works.
Making sense of these numbers may help you decide if this lottery style fits your preferences. We cover all the key points, including possible prize tiers, actual odds, and helpful advice for anyone thinking about taking part. If you’re weighing up your options, or just curious about Set For Life, you’ll find everything you need as you read on.
Set For Life stands out because it pays the top prize as £10,000 every month for 30 years, not all at once. Each ticket costs £1.50 and for each line, you pick five numbers from 1 to 47, plus one “Life Ball” from 1 to 10. Draws take place every Monday and Thursday evening.
Potential prizes start at £5 for matching two main numbers, rising through different levels up to the very top monthly reward if you match all five main numbers plus the Life Ball. Each prize tier depends on how many numbers you match.
If you play online, any wins up to £500 can go directly into your National Lottery account. Larger amounts might ask you to confirm your details or collect in person. Be sure to review the specific prize rules and claim periods before playing.
After each draw, the National Lottery website publishes the official results. It also has tools to help you quickly see if your numbers have won.
Set For Life has been available across the UK since 2019 and is open to adults aged 18 and over. Each draw operates independently, using a random ball machine to ensure every valid entry has the same chance of winning.
The number of participants can vary, but it’s a nationwide game, so ticket sales often reach into the hundreds of thousands for each draw. Your chance of winning a prize depends on how many of your chosen numbers match the ones drawn, with fixed odds for each potential prize tier.
You’re not playing against other people. Whether or not you win depends solely on the numbers drawn, not on how many others take part. Full prize breakdowns and recent results are published after every draw on the National Lottery website.
In Set For Life, every valid ticket entered into a draw has the same chance of winning. The draw is random, and the odds for each prize tier are fixed.
Here’s a breakdown of the prize levels and approximate odds:
The overall odds of winning any prize are about 1 in 12.4. Each draw is independent, meaning previous outcomes have no effect on future results.
You can view the latest prize breakdowns and draw outcomes on the official National Lottery website.
Set For Life and the Lotto are both National Lottery games with their own unique structures and possible prizes.
Set For Life uses five main numbers and the Life Ball, offering a regular monthly prize for winners. The Lotto, on the other hand, is played by picking six numbers from a larger pool, with a guaranteed minimum jackpot of around £2 million paid as a one-off sum. The cost per line and draw days also differ.
Your odds are different too: winning the Set For Life top prize is about 1 in 15 million, while the Lotto jackpot odds stand at around 1 in 45 million.
Some players may be more interested in regular monthly payments, while others might look at one-off lump sums. The two games have different prize structures, so it depends on what format you’re more comfortable with.
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*All values (Bet Levels, Maximum Wins etc.) mentioned in relation to these games are subject to change at any time. Game features mentioned may not be available in some jurisdictions.
**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.